Tarth AI is a product of Zest Technologies DIFC Limited, a company incorporated in the Dubai International Financial Centre (DIFC). Tarth was built for the people who actually carry regulatory risk inside financial institutions: MLROs, compliance officers, and the operations teams who onboard clients and investors. It takes the parts of KYC and AML that are repetitive and evidence-heavy — identity verification, sanctions and PEP screening, adverse-media review, source-of-wealth corroboration, risk assessment, and file assembly — and does them in minutes, while leaving the judgment calls with a human.
What makes Tarth different is not that it automates screening. Plenty of tools do that. Tarth produces a defensible compliance file for every subject: a documented risk assessment, the sources it relied on, the reasoning behind the decision, and an audit trail a regulator can follow. Every decision is citation-backed — the system shows its work, rather than returning an unexplained score.
Who built Tarth?
Tarth is built and operated by Zest Technologies DIFC Limited (“Zest”), a DIFC-incorporated technology company. Tarth is part of the Zest ecosystem of compliance and capital-markets infrastructure. Zest’s focus is the regulated financial workflows of the Gulf and the major offshore fund jurisdictions — which is why Tarth is designed from the ground up to be jurisdiction-aware rather than a one-size-fits-all checker.
What does Tarth do?
For each client or investor, Tarth:
- Verifies identity for natural persons and collects the documentation required for the relationship.
- Screens against sanctions lists, politically-exposed-person databases, and adverse media.
- Assesses source of wealth and builds the corroboration narrative that explains why the evidence supports the stated origin.
- Produces a documented risk rating — standard, elevated, or high — with the reasoning recorded.
- Assembles an audit-ready file structured for regulatory examination, with citations and an evidence trail.
- Monitors the relationship on an ongoing basis for new sanctions or PEP exposure.
Tarth 1.0 performs deep per-natural-person screening — each person completes in around ten minutes, with a customer risk assessment produced per person. Entity-level KYB, batch close-mode processing, cross-fund deduplication, and ownership-graph tracing are on our near-term roadmap.
Is Tarth part of Zest?
Yes. Tarth is a product of Zest Technologies DIFC Limited. The Zest team builds, hosts, and supports Tarth.
Built for any jurisdiction
Tarth is designed to map to the specific AML/KYC framework of the jurisdiction a firm is regulated in — including ADGM (FSRA), DIFC (DFSA), the Cayman Islands (CIMA), Singapore (MAS), the BVI (FSC), and Mauritius (FSC). The compliance file Tarth produces is structured to the standard the relevant regulator examines against.